Terry Parham Jr., CFP^®, ChFC^®, CLU^®, RICP^®, WMCP^®, MSFP is a Financial Planner and one of the co-founders of Innovative Wealth Building (IWB), LLC. He also serves IWB as both chief financial officer (CFO) and chief compliance officer (CCO).  

Parham graduated from St. Lawrence University with a double major in economics and psychology. While at St. Lawrence University, he also completed a minor in mathematics and extensive coursework in statistics.

Since entering the financial services industry in 2011, Parham has held positions as a financial representative, financial planner, district manager, and associate director of training for new advisors. Parham has been fortunate enough to receive awards such as: New Advisor of the Year, Top Financial Planning Advisor, Salesman of the Year, and Supervisor of the Year.

Throughout his career, Parham has committed to expanding his knowledge by completing the following professional designations: Certified Financial Planner^® (CFP^®), Chartered Financial Consultant^® (ChFC^®), Chartered Life Underwriter^® (CLU^®), Retirement Income Certified Professional^® (RICP^®), and Wealth Management Certified Professional^® (WMCP^®).

When he isn’t working with clients or supporting IWB, Parham spends time mentoring other financial advisors and presenting financial content both virtually and in person. Parham lives in Los Angeles with his wife, Kennah, and their sons, Everett & Rhodes.